Category Archives: Ballin’ on a Budget

The Great Vacation Swap

Wanna stay in Paris for a month for only $120 or in South Africa for $59.95 or maybe staying in the Berkshires for under $100 is your dream.  Ok, Ok, I know many of you are like, “How is that possible?  It must be a scam with some kind of risk.”  But if your desire…

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Creating Good Money Habits in 2013

By Lynesha McElveen 2013 is here. The holidays have come and gone and many of us were shopping like there was no tomorrow. As a matter of fact many of us haven’t thought about our spending all year long. Now is a great time to look back at your spending, evaluate your habits, and develop…

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Fitne$$ for Le$$

Fitne$$ for Le$$ By: Lynesha McElveen  Getting in shape is something we should all do.  But in today’s economy, paying high prices for gym memberships, the hottest and latest workout gear, or classes may not be in the budget.  Here are some costs effective ways to stay in shape both physically and financially.  Join a…

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6 Tips to Live on Less

By Lynesha McElveen In today’s economy it is more important than ever to learn how to live on less.  If you are like me, you like to look good, but you don’t want to break the bank to do it.  If this is your goal like it’s mine, then check out these tips on how…

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Di$count Beauty Products

By Karla Bowsher They say pain is beauty – as any woman who’s worn a gorgeous but poorly padded pair of stilettos already knows. But when it comes to cosmetics, “Wasted money is beauty” would be more accurate. We can seldom try on beauty products before buying them. So we waste money on products that…

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Traditional vs. Non-Traditional Investments

By Lynesha McElveen Traditional/Non-traditional Savings & Investment Strategies: So You Think You’re Savvy? There are all kinds of investments out there on the market.  There are the ones many have heard of like mutual funds, stocks, and Individual Retirement Accounts (IRAs) or the ones many have not like REIT, Tax Liens, or Quit Claim Deeds. …

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Smart is the New Rich

By Christine Romans, CNN Christine Romans says too much austerity can choke off the economy, but she says the bubble behavior days are over. STORY HIGHLIGHTS Christine Romans urges consumers to decipher between needs and wants She says it is possible to sacrifice for the future yet retain a good standard of living Romans: “Prolific…

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Budgeting for Baby

Financial Planning Tips When Expecting a Baby It is quite natural to be ecstatic when you realize that you are soon to have a baby. But it also means a tight pinch on the leisure of spending lavishly. Here are a few tips to be financially secure before your baby arrives… First time parents are…

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Budgeting Misconceptions

By Ramalingam K In practice 10 budgeting myths retard the savings of a lifetime. They are: 1) I earn a lot and need no budget:   This requires a change of perspective. Michel Jackson lived like a king but died awash in $400 million debt.  Budgeting by watching your spending pattern helps trace unnecessary     expenses…

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Sharing, Saving and Spending Made Simple

By Lynesha McElveen As a child growing up I remember always hearing my parents talk about the importance of preparing for the future.  My mom always talked about putting something away for a “rainy day,” while my dad spoke of the importance of using interest to get a return on my investments.  Both parents also…

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