By Cosmus Lewis Unless you have a financial plan like budgeting your money, you are basically inviting unimportant debt in your life, and making it nearly impossible to put aside a fraction of your money. If you don’t budget, you lose control of your expenses and cannot even figure out where your money went. The…

    By Lynesha McElveen   As a young woman, I have always liked and wanted nice things.  Clothing has been my vice and I have worked hard at finding cheap, chic outfits for the low, low for a long time.  During my shopping sprees, I have found everything from vintage Chanel to brand new…

by:  Lynesha McElveen Traveling is one of the things I love to do most.  Since I love to travel frequently, it was important for me to find ways to do it for less.  I have used many of these tips to travel all throughout the US, as well as Japan, Bermuda, Spain, and most recently…